Common questions about Drone Photographers
Answering the most frequently asked questions about Drone Photographers.
Am I exposed to privacy claims?Gravity Certs2026-08-17T23:41:40-04:00
Yes, and more than ground-based photographers. Media liability covers invasion of privacy and trespass allegations from aerial work.
Does Part 107 certification affect my coverage?Gravity Certs2026-08-17T23:41:40-04:00
It affects both eligibility and price. Uncertified commercial operation can void coverage entirely.
Is the drone itself covered if it crashes?Gravity Certs2026-08-17T23:41:39-04:00
Only with hull coverage on an inland marine or aviation form. Loss in flight is often excluded by default.
Does general liability cover my drone?Gravity Certs2026-08-17T23:41:38-04:00
Usually not. Most GL forms exclude aircraft, and drones fall inside that exclusion. The aircraft must be scheduled specifically.
What happens if my drone hits someone or something?Gravity Certs2026-08-17T23:41:38-04:00
That needs drone-specific liability. Confirm it’s endorsed rather than assuming your general liability responds.
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