Common questions about DJs
Answering the most frequently asked questions about DJs.
What if I can’t make a booked event?Gravity Certs2026-08-17T23:41:35-04:00
Failure to appear is a contract dispute. E&O may respond; general liability will not.
Do I need music licensing coverage?Gravity Certs2026-08-17T23:41:34-04:00
Media liability addresses unlicensed use and recording claims. Licensing itself is a compliance matter, not an insurance one.
Am I liable if someone trips on my cables?Gravity Certs2026-08-17T23:41:33-04:00
Yes, that’s general liability. Cable runs and speaker stands are the most common source of DJ injury claims.
Why does every venue ask for a certificate?Gravity Certs2026-08-17T23:41:32-04:00
They want protection for claims from your equipment or your event. Additional insured status is standard and easy to add.
Is my gear covered in transit?Gravity Certs2026-08-17T23:41:32-04:00
Only with inland marine. Auto and general liability don’t cover equipment being hauled, which is when most losses happen.
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