Common questions about Corporate Trainers
Answering the most frequently asked questions about Corporate Trainers.
Do I need workers’ comp for subcontract trainers?Gravity Certs2026-08-17T23:41:29-04:00
Possibly. New York applies its own test, and misclassified contractors surface in audits as back premium.
Is my AV equipment covered at client sites?Gravity Certs2026-08-17T23:41:28-04:00
Only with inland marine or off-premises property coverage. Standard property stops at your own premises.
Do I need coverage to enter a client’s building?Gravity Certs2026-08-17T23:41:27-04:00
Almost always. Corporate facilities require a certificate before granting access, often with specified minimum limits.
Who is liable if a participant is hurt in my session?Gravity Certs2026-08-17T23:41:25-04:00
Both you and the host can be named. General liability responds, and the client will want additional insured status.
Is my training content an exposure?Gravity Certs2026-08-17T23:41:25-04:00
Yes. Errors in instruction and licensed material used without clearance are E&O and media claims respectively.
Reviews from Semper Insurance clients
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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