Common questions about Career Coaches
Answering the most frequently asked questions about Career Coaches.
Is client data a real exposure for me?Gravity Certs2026-08-17T23:41:19-04:00
Yes. Resumes, references and salary details are personal information, and breach notification obligations attach to them.
What limits do corporate clients usually require?Gravity Certs2026-08-17T23:41:19-04:00
Commonly one million per occurrence with two million aggregate, plus additional insured status. Send us the contract before signing.
Does my policy cover my book or course?Gravity Certs2026-08-17T23:41:18-04:00
Media liability does. Published content creates defamation and copyright exposure that E&O alone doesn’t address.
Do I need insurance if I only coach online?Gravity Certs2026-08-17T23:41:17-04:00
Usually yes. Corporate clients require proof before contracting, and E&O responds to claims your guidance cost someone a role or income.
Am I liable if a client doesn’t get the job?Gravity Certs2026-08-17T23:41:17-04:00
Only if negligent advice is alleged. E&O covers the defense, which is usually the larger cost in these disputes.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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