Common questions about Medical spas
Answering the most frequently asked questions about Medical spas.
Is client data covered?Gravity Certs2026-08-17T23:06:42-04:00
Cyber liability responds. Medical records and consent forms carry HIPAA obligations.
Are laser treatments rated separately?Gravity Certs2026-08-17T23:06:41-04:00
Usually. Device type and treatment depth are underwriting factors, and some devices are excluded.
Are we liable for products we dispense?Gravity Certs2026-08-17T23:06:41-04:00
Yes. Product liability applies to skincare and pharmaceuticals dispensed from the treatment room.
Do we need malpractice or professional liability?Gravity Certs2026-08-17T23:06:40-04:00
Malpractice, generally. Injectables and lasers are medical procedures, and professional liability alone may not respond.
Does having a medical director change our coverage?Gravity Certs2026-08-17T23:06:40-04:00
Yes, and carriers will ask. Supervision arrangements directly affect eligibility and pricing.
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