Common questions about Hair and beauty salons
Answering the most frequently asked questions about Hair and beauty salons.
Do I need cyber coverage?Gravity Certs2026-08-17T23:06:30-04:00
Yes. Booking platforms and stored card data make salons routine breach targets.
Am I liable for retail products I sell?Gravity Certs2026-08-17T23:06:29-04:00
Yes. Product liability applies even though you didn’t manufacture them.
What if I’m closed after a fire?Gravity Certs2026-08-17T23:06:29-04:00
Business interruption covers lost income and continuing expenses like rent.
Are booth renters covered by my policy?Gravity Certs2026-08-17T23:06:28-04:00
Generally not. Most salon policies cover the premises and employees, so renters need their own.
What’s the leading salon claim?Gravity Certs2026-08-17T23:06:27-04:00
Chemical and colour services causing burns, hair loss or reactions. Professional liability responds, not general liability.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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