Insurance for Estheticians

Semper Insurance offers customized insurance solutions for Estheticianss.

Estheticians2026-08-17T23:30:44-04:00

Recommended Insurance Products for Estheticians

Professional Liability

Chemical burns, adverse reactions and treatment injury.

General Liability

Premises injuries at your suite or the salon you rent within.

Business Owners Policy

Equipment, product stock and business income.

Product Liability

Products you apply and resell can trigger product claims.

Cyber Liability

Client intake forms and payment data.

Workers’ Compensation

Required once you employ staff; booth renters need their own policy.

Common questions about Estheticians

Answering the most frequently asked questions about Estheticians.

Do advanced modalities change my coverage?2026-08-17T23:06:25-04:00

Yes. Microneedling, lasers and peels above certain depths are often rated or excluded separately.

Is patch testing a defense?2026-08-17T23:06:25-04:00

Documented patch testing and intake screening are among the strongest defenses available.

Are the products I use covered?2026-08-17T23:06:24-04:00

Product liability covers products you sell or apply. Confirm both are addressed.

Do I need my own policy if I rent a room?2026-08-17T23:06:23-04:00

Usually yes. The salon’s policy protects the salon, not your treatment decisions.

What are the most common claims?2026-08-17T23:06:23-04:00

Chemical peel burns, wax burns and allergic reactions. Professional liability responds.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

We Are Semper Insurance

Semper Insurance is a lot of things – we’re a small business headquartered in New York, a licensed insurance broker – but first and foremost, Semper Insurance is a collection of passionate team members working hard to solve our Estheticians clients problems.

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