Common questions about Day spas
Answering the most frequently asked questions about Day spas.
Is my client data at risk?Gravity Certs2026-08-17T23:06:21-04:00
Yes. Intake forms with health history plus payment data are breach-triggering.
Do I need different coverage for advanced treatments?Gravity Certs2026-08-17T23:06:20-04:00
If you offer medical-grade services, yes. Those may require malpractice rather than professional liability.
Are wet areas a bigger exposure?Gravity Certs2026-08-17T23:06:20-04:00
Yes. Slips in wet areas are the most frequent premises claim in spas.
What’s the difference between GL and professional liability here?Gravity Certs2026-08-17T23:06:19-04:00
General liability covers a slip in the wet area. Professional liability covers a burn or reaction from a treatment.
Am I liable for products I sell?Gravity Certs2026-08-17T23:06:19-04:00
Yes. Retail product sales create product liability exposure separate from your services.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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