Common questions about Community centers
Answering the most frequently asked questions about Community centers.
Do youth programs need extra coverage?Gravity Certs2026-08-17T23:36:47-04:00
Yes. Abuse and molestation coverage should be confirmed for any program serving minors.
Do we need special events coverage?Gravity Certs2026-08-17T23:36:46-04:00
For festivals and public events, usually yes, particularly where alcohol or vendors are involved.
Are volunteers covered?Gravity Certs2026-08-17T23:36:46-04:00
General liability usually covers claims against them. Their own injuries typically fall outside workers’ comp.
Are rentals to outside groups covered?Gravity Certs2026-08-17T23:36:45-04:00
Require them to carry their own coverage naming you as additional insured. Your policy shouldn’t carry their events.
What’s our biggest claim exposure?Gravity Certs2026-08-17T23:36:44-04:00
Participant injury across recreation and program use. Frequency is high given open public access.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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