Clothing and apparel manufacturers

Clothing and apparel manufacturers2026-08-17T23:36:19-04:00

Recommended Insurance Products for Clothing and apparel manufacturers

Product Liability

Flammability standards and defect claims from finished garments.

General Liability

Premises and operations exposure at your facility.

Commercial Property

Machines, cutting tables, fabric and finished goods.

Inland Marine

Goods in transit between mills, contractors and distribution.

Business Interruption

Lost income during a production shutdown or seasonal miss.

Workers’ Compensation

Cutting, sewing and repetitive motion injuries.

Common questions about Clothing and apparel manufacturers

Answering the most frequently asked questions about Clothing and apparel manufacturers.

Does importing change my exposure?2026-08-17T23:36:23-04:00

Yes. Importers often carry manufacturer-level liability when the maker is overseas.

Are goods covered moving between facilities?2026-08-17T23:36:22-04:00

Only with inland marine. Property coverage stops at each location.

Do I need recall coverage?2026-08-17T23:36:22-04:00

Product liability covers harm. Retrieval costs are separate and can be substantial across a season’s production.

Am I liable for a contract manufacturer’s defect?2026-08-17T23:36:21-04:00

Generally yes, as the brand. Vendor agreements help but you remain in the chain of distribution.

Do flammability standards create liability?2026-08-17T23:36:20-04:00

Yes, particularly for sleepwear and children’s clothing. Non-compliance is a direct product claim.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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