Common questions about Tree service
Answering the most frequently asked questions about Tree service.
Does stump grinding change anything?Gravity Certs2026-08-17T23:36:10-04:00
Disclose it. Underground utility strikes during grinding are a distinct exposure.
Do I need excess limits?Gravity Certs2026-08-17T23:36:09-04:00
Almost always. A single incident can exceed a primary limit outright.
Are my chippers and climbing gear covered?Gravity Certs2026-08-17T23:36:09-04:00
Tools and equipment or contractors equipment covers them. Chippers are high-value theft targets.
Why is tree work so expensive to insure?Gravity Certs2026-08-17T23:36:08-04:00
Severity. A dropped limb can total a vehicle, a roof or a person, and climbing injuries are catastrophic.
Am I liable for damage to a house during removal?Gravity Certs2026-08-17T23:36:08-04:00
Yes. General liability covers it, and this is the highest-frequency severe claim in landscaping.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
-
I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
-
Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
Our trusted partners
We work with the nation’s largest, most reputable insurance companies.
