Insurance for Solar panel installation

Semper Insurance offers customized insurance solutions for Solar panel installations.

Solar panel installation2026-08-17T23:01:06-04:00

Recommended Insurance Products for Solar panel installation

General Liability

Roof penetration leaks and electrical fire following installation.

Workers’ Compensation

Roof work carries the highest fall severity in installation trades.

Contractor’s Tools and Equipment

Racking tools, meters, lifts and hand equipment.

Commercial Auto

Trucks hauling panels, racking and inverters.

Product Liability

Long product warranties keep you exposed for years after install.

Commercial Umbrella

Fire and fall severity together make excess limits standard.

Common questions about Solar panel installation

Answering the most frequently asked questions about Solar panel installation.

Is height work rated heavily?2026-08-17T23:01:09-04:00

Yes. Roof work under Labor Law 240 makes fall claims severe and expensive to defend.

Am I liable for underperformance?2026-08-17T23:01:09-04:00

Production guarantees are contractual. Professional liability may respond where system design is alleged to be at fault.

What about electrical fire?2026-08-17T23:01:08-04:00

A significant exposure. Fire following inverter or wiring faults carries the highest severity in this trade.

How long does my exposure last?2026-08-17T23:01:08-04:00

Potentially decades, given system warranties. Continuous coverage matters more here than in most trades.

Am I liable for roof leaks after installation?2026-08-17T23:01:07-04:00

Yes, under completed operations. Penetration leaks are the most common solar installation claim.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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Semper Insurance is a lot of things – we’re a small business headquartered in New York, a licensed insurance broker – but first and foremost, Semper Insurance is a collection of passionate team members working hard to solve our Solar panel installation clients problems.

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