Insurance for HVAC installation

Semper Insurance offers customized insurance solutions for HVAC installations.

HVAC installation2026-08-17T23:00:58-04:00

Recommended Insurance Products for HVAC installation

General Liability

Water damage, carbon monoxide and post-install fire claims.

Workers’ Compensation

Brazing, lifting, roof work and refrigerant exposure.

Contractor’s Tools and Equipment

Gauges, recovery machines, torches and hand tools.

Commercial Auto

Service and install vehicles carrying equipment and refrigerant.

Product Liability

Equipment you supply and install can trigger product claims.

Commercial Umbrella

Fire and carbon monoxide severity justify excess limits.

Common questions about HVAC installation

Answering the most frequently asked questions about HVAC installation.

Are my recovery machines and gauges covered?2026-08-17T23:01:01-04:00

Tools and equipment covers them in the van and on site.

Am I liable for equipment I supply?2026-08-17T23:01:01-04:00

Product liability may respond alongside the manufacturer where you supplied the unit.

What about carbon monoxide?2026-08-17T23:01:00-04:00

A serious exposure on combustion equipment. Confirm it isn’t excluded, since some forms limit it.

Is refrigerant handling a pollution issue?2026-08-17T23:01:00-04:00

It can be. Refrigerant release may fall inside pollution exclusions, so discuss environmental coverage.

Am I liable for a fire after installation?2026-08-17T23:00:59-04:00

Yes, under completed operations. Electrical and combustion faults are the highest-severity HVAC claims.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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Semper Insurance is a lot of things – we’re a small business headquartered in New York, a licensed insurance broker – but first and foremost, Semper Insurance is a collection of passionate team members working hard to solve our HVAC installation clients problems.

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