Common questions about Ceiling and wall installation
Answering the most frequently asked questions about Ceiling and wall installation.
Is my own defective installation covered?Gravity Certs2026-08-17T23:00:33-04:00
The rework generally isn’t. Resulting damage to other property usually is.
Are my lifts and staging covered?Gravity Certs2026-08-17T23:00:32-04:00
Contractors equipment or inland marine covers them. General liability doesn’t cover your own property.
What limits do GCs require?Gravity Certs2026-08-17T23:00:32-04:00
Typically one million primary plus excess, with additional insured status on commercial work.
Am I liable for damage to a client’s contents?Gravity Certs2026-08-17T23:00:31-04:00
Yes. General liability covers damage to existing finishes and property in occupied spaces.
Is overhead work rated higher?Gravity Certs2026-08-17T23:00:31-04:00
Somewhat. Falling material and lift work raise both injury and damage severity.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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