Insurance for Appliance installation

Semper Insurance offers customized insurance solutions for Appliance installations.

Appliance installation2026-08-17T23:00:26-04:00

Recommended Insurance Products for Appliance installation

General Liability

Water and gas damage from connections that fail post-install.

Contractor’s Tools and Equipment

Dollies, hand tools and connection equipment.

Commercial Auto

Delivery and installation vehicles carrying appliances.

Inland Marine

Appliances in transit and staged before installation.

Product Liability

Parts and connectors you supply can trigger product claims.

Workers’ Compensation

Lifting heavy appliances in confined residential spaces.

Common questions about Appliance installation

Answering the most frequently asked questions about Appliance installation.

Do retailers require insurance from installers?2026-08-17T23:00:29-04:00

Almost always, with the retailer named as additional insured and specified minimum limits.

Is the appliance covered while I’m moving it?2026-08-17T23:00:28-04:00

That’s care, custody and control, which general liability excludes. Inland marine covers goods in transit.

Are my tools and dollies covered?2026-08-17T23:00:28-04:00

Tools and equipment covers them, including in the vehicle.

Am I liable if a connection leaks later?2026-08-17T23:00:27-04:00

Yes, under completed operations. Water damage from failed connections is the leading claim in this work.

Are gas connections rated differently?2026-08-17T23:00:27-04:00

Yes. Gas work carries higher severity and needs to be disclosed, since some policies exclude it.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

We Are Semper Insurance

Semper Insurance is a lot of things – we’re a small business headquartered in New York, a licensed insurance broker – but first and foremost, Semper Insurance is a collection of passionate team members working hard to solve our Appliance installation clients problems.

Our trusted partners

We work with the nation’s largest, most reputable insurance companies.