Common questions about Foster care centers
Answering the most frequently asked questions about Foster care centers.
Are we covered transporting children?Gravity Certs2026-08-17T22:56:42-04:00
Commercial auto and hired and non-owned auto both typically apply. Confirm caseworker vehicles are addressed.
Are caseworker decisions covered?Gravity Certs2026-08-17T22:56:42-04:00
Professional liability responds to placement and supervision claims.
Is abuse coverage available?Gravity Certs2026-08-17T22:56:41-04:00
Usually by endorsement, often sublimited. For this class it is the single most important term to confirm.
Do board members need protection?Gravity Certs2026-08-17T22:56:41-04:00
Yes. Directors and officers covers governance decisions in a heavily regulated and scrutinized field.
How far back can claims reach?Gravity Certs2026-08-17T22:56:40-04:00
Years, sometimes decades. Continuous coverage and careful handling of retroactive dates both matter.
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