Common questions about Adoption agencies
Answering the most frequently asked questions about Adoption agencies.
Are placement fees a crime exposure?Gravity Certs2026-08-17T22:56:30-04:00
Yes, where funds are held on behalf of families. Crime coverage responds to employee dishonesty.
Do we need directors and officers coverage?Gravity Certs2026-08-17T22:56:29-04:00
Yes. Board governance in a heavily regulated field is a genuine personal exposure for trustees.
Are birth and family records a cyber exposure?Gravity Certs2026-08-17T22:56:29-04:00
Substantially. These records are among the most sensitive any organization holds.
Are disclosure failures covered?Gravity Certs2026-08-17T22:56:28-04:00
Professional liability responds to claims that medical or background information was inadequately disclosed.
How long does our liability last?Gravity Certs2026-08-17T22:56:27-04:00
Potentially decades. Placement claims can surface many years later, which makes continuous coverage essential.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
-
I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
-
Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
Our trusted partners
We work with the nation’s largest, most reputable insurance companies.
