Tutors

Tutors2026-08-17T23:39:59-04:00

Recommended Insurance Products for Tutors

Professional Liability

Instructional failures and outcome guarantees.

General Liability

Injury during sessions at homes, libraries or your premises.

Business Owners Policy

Materials, equipment and business income.

Hired & Non-Owned Auto

Traveling to student homes and meeting locations.

Cyber Liability

Student records and online session platforms.

Workers’ Compensation

Required once you employ additional tutors.

Common questions about Tutors

Answering the most frequently asked questions about Tutors.

Is online tutoring different?2026-08-17T23:40:04-04:00

Cyber liability matters more, since student records and session recordings are held digitally.

Am I liable for academic outcomes?2026-08-17T23:40:03-04:00

Only if negligent instruction or a guarantee is alleged. Avoid outcome guarantees in writing.

Do schools require insurance?2026-08-17T23:40:02-04:00

Frequently, with the school or district named as additional insured.

Am I covered tutoring in a student’s home?2026-08-17T23:40:01-04:00

General liability covers injury and damage there, provided off-site work is contemplated.

Do I need special coverage working with children?2026-08-17T23:40:00-04:00

Yes. Ask about abuse and molestation cover, which is usually an endorsement and frequently sublimited.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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