Common questions about Photographers
Answering the most frequently asked questions about Photographers.
Am I covered for second shooters?Gravity Certs2026-08-17T23:39:54-04:00
Disclose them. Contractors you engage may need their own coverage or to be added to yours.
Do I need model releases?Gravity Certs2026-08-17T23:39:53-04:00
They’re your defense, not your coverage. Media liability responds when privacy or likeness claims arise.
Why do venues require certificates?Gravity Certs2026-08-17T23:39:53-04:00
Your equipment creates trip and injury exposure. Additional insured status is standard.
What’s the signature claim in photography?Gravity Certs2026-08-17T23:39:52-04:00
Lost or unusable images from an event that can’t be repeated. E&O responds.
Is my gear covered away from home?Gravity Certs2026-08-17T23:39:52-04:00
Only with inland marine. Property coverage stops at your premises.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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