Common questions about HR consultants
Answering the most frequently asked questions about HR consultants.
Do clients specify insurance requirements?Gravity Certs2026-08-17T23:39:27-04:00
Frequently. Corporate clients often require E&O at one million or more with additional insured status.
Am I covered for investigations I conduct?Gravity Certs2026-08-17T23:39:27-04:00
Disclose it. Workplace investigations carry defamation and privacy exposure beyond standard consulting.
Is employee data an exposure?Gravity Certs2026-08-17T23:39:26-04:00
Substantially. Personnel files are among the most sensitive data you can hold.
Do I need employment practices coverage myself?Gravity Certs2026-08-17T23:39:25-04:00
Yes, once you employ anyone. It’s separate from liability for advice you give clients.
Am I liable for a client’s employment lawsuit?Gravity Certs2026-08-17T23:39:24-04:00
If your advice is alleged to have caused it, yes. E&O responds to the defense and damages.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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