Common questions about Event and wedding planners
Answering the most frequently asked questions about Event and wedding planners.
Am I covered for damage during setup?Gravity Certs2026-08-17T23:39:17-04:00
General liability responds to property damage at the venue.
Is cancellation covered?Gravity Certs2026-08-17T23:39:16-04:00
Not under liability. Cancellation cover is separate and must be arranged in advance.
Am I liable if a vendor fails?Gravity Certs2026-08-17T23:39:15-04:00
Potentially. E&O responds to coordination and vendor selection claims.
Do I need per-event or annual coverage?Gravity Certs2026-08-17T23:39:15-04:00
Annual is cheaper if you run more than a handful of events a year.
What do venues require?Gravity Certs2026-08-17T23:39:14-04:00
General liability naming them as additional insured, usually one million per occurrence.
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We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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