App developers

App developers2026-08-17T23:38:52-04:00

Recommended Insurance Products for App developers

Professional Liability

Software failures, missed specifications and delivery disputes.

Cyber Liability

Breaches of user data through applications you built or host.

General Liability

Premises exposure and a common contractual requirement.

Media Liability

Content, trademark and intellectual property claims in your apps.

Business Owners Policy

Development equipment and business income.

Employment Practices Liability

Applies once you employ developers or contractors as staff.

Common questions about App developers

Answering the most frequently asked questions about App developers.

Do clients require specific coverage?2026-08-17T23:39:00-04:00

Corporate clients often specify E&O and cyber minimums in the master services agreement.

Am I covered for open source components?2026-08-17T23:39:00-04:00

Disclose your practices. License compliance issues can become IP claims under media liability.

What if user data is breached through my app?2026-08-17T23:38:58-04:00

Cyber liability responds. Whether you or your client is liable depends on the contract, but you’ll likely be named.

Is intellectual property infringement covered?2026-08-17T23:38:58-04:00

Media liability addresses IP and content claims. E&O generally doesn’t cover infringement.

Am I liable if my app has a bug?2026-08-17T23:38:56-04:00

E&O responds to claims that software failures caused a client financial loss.

Reviews from Semper Insurance clients

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