Amazon sellers

Amazon sellers2026-08-17T23:38:43-04:00

Recommended Insurance Products for Amazon sellers

Product Liability

You are in the distribution chain for everything you list.

General Liability

Amazon requires commercial general liability above set sales volumes.

Business Owners Policy

Home-based inventory, equipment and business income.

Cyber Liability

Customer data and account credentials tied to marketplace platforms.

Inland Marine

Inventory in transit and stored at fulfillment centers.

Business Interruption

Account suspension or stock loss stops revenue immediately.

Common questions about Amazon sellers

Answering the most frequently asked questions about Amazon sellers.

Do I need product liability for private label goods?2026-08-17T23:38:50-04:00

Especially then. Private labeling can place you in the manufacturer’s position for liability purposes.

What if my account is suspended?2026-08-17T23:38:49-04:00

Generally not an insured loss. Business interruption requires physical damage, not a platform decision.

Is my inventory covered at a fulfillment center?2026-08-17T23:38:48-04:00

Only with inland marine or off-premises stock coverage. Your property policy stops at your own location.

Am I liable for products I didn’t manufacture?2026-08-17T23:38:47-04:00

Yes. As the seller of record you’re in the chain of distribution regardless of who made it.

When does Amazon require insurance?2026-08-17T23:38:45-04:00

Once your monthly sales cross their threshold, they require commercial general liability at specified limits with Amazon named.

Does private labeling change my exposure?2026-08-17T23:07:33-04:00

Yes. Private label often places you in the manufacturer’s position for liability purposes.

Is account suspension an insured loss?2026-08-17T23:07:32-04:00

Generally no. Business interruption requires physical damage, not a platform decision.

Am I liable for products I didn’t make?2026-08-17T23:07:31-04:00

Yes. As seller of record you’re in the chain of distribution regardless of manufacturer.

Is stock at a fulfillment center covered?2026-08-17T23:07:31-04:00

Only with inland marine or off-premises stock coverage. Property stops at your own location.

When does Amazon require insurance?2026-08-17T23:07:30-04:00

Once monthly sales pass their threshold, they require commercial general liability at set limits with Amazon named as additional insured.

Reviews from Semper Insurance clients

110-35 72nd Rd, Forest Hills

5.0 23 reviews

  • Lisa Duffner’s Avatar Lisa Duffner ★★★★★ 9 months ago
    I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget.
  • Justin Wheeler’s Avatar Justin Wheeler ★★★★★ 11 months ago
    We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
  • Grigoriy Priev’s Avatar Grigoriy Priev ★★★★★ 12 months ago
    Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks

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