Common questions about Food vendors
Answering the most frequently asked questions about Food vendors.
Is my cart and equipment covered?Gravity Certs2026-08-17T23:05:15-04:00
Inland marine covers carts, canopies and warmers in transit and on site.
Does weather cancellation affect me?Gravity Certs2026-08-17T23:05:15-04:00
Liability doesn’t cover lost sales. Event cancellation cover is separate if you want that protection.
Am I liable for food safety in temporary setups?Gravity Certs2026-08-17T23:05:14-04:00
Yes. Product liability responds, and temporary conditions raise the risk of temperature and handling failures.
Do I need annual or per-event coverage?Gravity Certs2026-08-17T23:05:13-04:00
If you work more than a few events, annual is cheaper than repeated single-event purchases.
What do event organizers require?Gravity Certs2026-08-17T23:05:12-04:00
General liability naming them as additional insured, usually one million. Many won’t allocate a pitch without it.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
-
I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
-
Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
Our trusted partners
We work with the nation’s largest, most reputable insurance companies.
