Common questions about Food trucks
Answering the most frequently asked questions about Food trucks.
Is my truck covered when parked overnight?Gravity Certs2026-08-17T23:05:11-04:00
Confirm both auto and property terms. Overnight theft and vandalism are frequent in this class.
Am I liable for foodborne illness?Gravity Certs2026-08-17T23:05:10-04:00
Yes. Mobile preparation and holding temperatures are the key exposure, and product liability responds.
Am I covered at events and festivals?Gravity Certs2026-08-17T23:05:09-04:00
Organizers usually require general liability with them named as additional insured. Confirm before you book.
What if my generator or refrigeration fails?Gravity Certs2026-08-17T23:05:09-04:00
Equipment breakdown covers repair and lost stock. A generator failure ends the day’s trading entirely.
Is my truck insured as a vehicle or a restaurant?Gravity Certs2026-08-17T23:05:08-04:00
Both. Commercial auto covers the vehicle; property and equipment coverage handles the kitchen inside it.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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