Common questions about Fast food restaurants
Answering the most frequently asked questions about Fast food restaurants.
Does franchise status affect my coverage?Gravity Certs2026-08-17T23:05:06-04:00
Usually. Franchise agreements specify minimum limits and often require the franchisor as additional insured.
Are drive-through injuries covered?Gravity Certs2026-08-17T23:05:05-04:00
General liability responds to customer injury, including in the drive-through lane and parking area.
Do delivery drivers create exposure?Gravity Certs2026-08-17T23:05:05-04:00
Yes. Hired and non-owned auto covers staff using personal vehicles for deliveries.
Why is employment practices coverage important here?Gravity Certs2026-08-17T23:05:04-04:00
High turnover produces frequent wage-and-hour and harassment claims, and defense costs alone are substantial.
What if my fryer or grill fails?Gravity Certs2026-08-17T23:05:04-04:00
Equipment breakdown covers repair and lost income. Fryer fires are also a leading property claim.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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