Common questions about Caterers
Answering the most frequently asked questions about Caterers.
Is my equipment covered at events?Gravity Certs2026-08-17T23:04:54-04:00
Inland marine covers chafing, serving and transport equipment away from your kitchen.
Are my drivers covered?Gravity Certs2026-08-17T23:04:54-04:00
Commercial auto for owned vehicles, hired and non-owned for staff using their own.
What’s my food safety exposure?Gravity Certs2026-08-17T23:04:53-04:00
Off-premises holding and transport temperatures drive foodborne illness claims. Product liability responds.
Am I covered at venues I don’t control?Gravity Certs2026-08-17T23:04:52-04:00
General liability follows your operations off-site. Venues will require certificates naming them as additional insured.
Do I need liquor liability if I serve alcohol?Gravity Certs2026-08-17T23:04:52-04:00
Yes. It’s excluded from general liability even when a licensed bartender pours.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
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I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation.
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Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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