Recommended Insurance Products for Bars
General Liability
Patron injuries, including assault claims arising on premises.
Liquor Liability
Serving an intoxicated patron who then causes harm is the core risk.
Commercial Property
Build-out, bar equipment, taps and inventory.
Employment Practices Liability
Tip disputes, wage claims and harassment complaints are frequent.
Business Interruption
Closure after fire or water damage stops all revenue immediately.
Workers’ Compensation
Cuts, slips and late-night staff exposure.
Common questions about Bars
Answering the most frequently asked questions about Bars.
Strongly advised. Tip disputes, wage claims and harassment complaints are frequent in bar environments.
Business interruption covers lost income and continuing expenses like rent during restoration.
Yes, both in defense and often in pricing. Documented server training is one of the few controls that measurably helps.
Not always. Assault and battery is frequently excluded or sublimited. Confirm it specifically.
Highly. Serving a visibly intoxicated patron who then causes harm is the defining liability in this business.
Reviews from Semper Insurance clients
110-35 72nd Rd, Forest Hills
5.0 23 reviews
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Lisa Duffner ★★★★★ 10 months ago
I have been using Semper insured Landland for some years now. Stu has been very helpful and responses fast to any questions you need answers too. Sara has contacted me when he was busy. He has gotten the best health insurance each year … More for my needs. It’s hard living on only my widows disability and he has helped get my health care insurance as my needs change and within my budget. -
Justin Wheeler ★★★★★ 11 months ago
We are so thrilled to be working with Adam. From the get-go, he took the time to understand our business's needs and worked closely (and tenaciously) to assemble an insurance package that met our unique needs. He's shown himself … More to be diligent, contentious, and a true advocate -- in many ways it feels like Adam's become an extension of my team. In the months we've been working together I've really come to trust Adam, and feel his partnership as an agent reflects a knowledge of our business and its mission and a genuine energy to strengthen and protect our operation. -
Grigoriy Priev ★★★★★ a year ago
Adam is super easy to work with and really knows his stuff. He helped me find the right business insurance without any hassle. A broker you can trust.Thanks
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