Yes, both in transit and on site. Confirm cylinder handling is contemplated on your auto and liability coverage.
Tools and equipment or inland marine covers welders and leads, including in the rig.
Only if disclosed. Rig welding at customer sites is underwritten differently from shop work.
Yes, under completed operations. Smouldering ignition hours after work is a documented pattern.
Many policies condition coverage on documented hot work procedures. Confirm what your carrier requires.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
