General liability covers property damage you cause during setup and the event.
Yes. Guest lists, vendor contracts and payment details are all breach-triggering under cyber liability.
General liability with additional insured status, typically one million. Requirements appear in the venue contract.
No. Their cancellation cover is separate and purchased by them, not by you.
Potentially. E&O responds to claims your coordination or vendor selection caused the loss.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
