Cyber liability matters more, since student records and session recordings are held digitally.
Only if negligent instruction or a guarantee is alleged. Avoid outcome guarantees in writing.
General liability covers injury and damage there, provided off-site work is contemplated.
Yes. Ask about abuse and molestation cover, which is usually an endorsement and frequently sublimited.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
