If you hold client funds between booking and supplier payment, yes. Those funds create a dishonesty exposure.
Only if disclosed. Operating tours is a different exposure from booking them and is underwritten separately.
Yes. Passport details and card data make agencies a routine breach target under cyber liability.
Potentially. E&O responds to claims your booking or supplier selection caused the client's loss.
Booking errors, missed documentation requirements and visa failures. Damages are usually the cost of the ruined trip.
