Generally yes. Moisture claims are often litigated across multiple units at once.
Resulting damage may be covered; mould is often excluded separately. Read both provisions.
Tools and equipment covers them, including scaffolding components in transit.
Moisture intrusion behind the finish is invisible until damage appears. That delay is why continuous coverage matters.
Frequently. Many carriers exclude or sublimit EIFS due to a long claims history. Confirm the wording.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
