Substantially. Consumption on premises adds exposure and must be disclosed.
Significantly. High-value, small stock plus cash makes this a frequent robbery class.
Compliance failures can affect eligibility and are not themselves insurable. Documented ID checking matters.
Yes. Battery and device failures are a documented claim pattern naming retailers.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
