Yes, if your own staff deliver. Hired and non-owned auto covers personal vehicles used for the business.
Equipment breakdown covers the repair and the spoiled stock, neither of which property alone covers.
Business interruption covers continuing expenses and lost income during restoration.
Customer slip-and-fall, followed by kitchen fire and employee injury. Slips are the most frequent by some distance.
It's the foundation. Most restaurants also need liquor liability, equipment breakdown and often cyber, which a BOP doesn't include.
