Only if off-site work is contemplated. Disclose field visits.
Yes. Medical, vocational and employment records together are highly sensitive.
Vocational assessment and return-to-work recommendations that a client says caused economic loss.
Disclose forensic and expert work. It carries distinct exposure and is sometimes excluded.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
