Substantially. Psychiatric records carry heightened sensitivity, and breach consequences are correspondingly more severe.
Not always. Coverage often follows licensure and the patient's location may govern. Confirm territory before treating out of state.
Usually only through a license defense sublimit. Psychiatry sees a high rate of board complaints relative to suits.
Usually, but confirm it. Duty-to-warn and confidentiality claims are a distinct category and coverage varies between carriers.
Medication management, particularly dosing, interactions and monitoring. Suicide-related claims are less frequent but carry the highest severity.
