Yes. Files contain personal information on served parties, which is breach-triggering under cyber liability.
General liability may respond depending on circumstances. Intentional acts are typically excluded, so documentation matters.
Hired and non-owned auto covers business use of your personal vehicle. Personal policies often deny paid-work claims.
Defective service allegations, including improper delivery and falsified affidavits. E&O responds to the defense.
Many counties and states require registration bonding. It's a licensing requirement, not a substitute for E&O.





