Inland marine covers goods on the road. Shipping terms determine when risk actually passes to the buyer.
Product liability covers resulting harm; recall expense is separate and often contractually shared with the manufacturer.
Only with warehouse liability. Your property policy covers stock you own, not stock you store.
If you deliver to job sites, yes. Contractor delivery routes are a significant and continuous exposure.
Yes. Water damage claims from failed valves and fixtures name everyone in the distribution chain, including you.
