The repair usually isn't; the resulting water damage generally is.
If you design systems or specify equipment, yes. General liability doesn't cover design errors.
Tools and equipment covers them, including in the service van where theft is common.
Yes, under completed operations. Water damage is the most frequent and expensive plumbing claim.
Severe. Water travelling through several floors routinely exceeds primary limits, which is why excess coverage matters.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
