Usually via license defense sublimit. PAs face board complaints more often than lawsuits, so check the amount.
With claims-made, past work needs tail. If you were covered under an employer's policy, that protection ends with the job.
Generally yes under malpractice, but prescribing authority varies by state and needs to be disclosed when applying.
If you're covered under their policy, usually yes. A shared limit can be exhausted by their claim, leaving you exposed.
Often not. Many policies name only the physician. Confirm in writing whether you're a named insured or whether you need your own.
