Disclose them. Contractors you engage may need their own coverage or to be added to yours.
They're your defense, not your coverage. Media liability responds when privacy or likeness claims arise.
Your equipment creates trip and injury exposure. Additional insured status is standard.
Lost or unusable images from an event that can't be repeated. E&O responds.
Only with inland marine. Property coverage stops at your premises.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
