Malpractice or professional liability may respond where mishandling causes misdiagnosis or delayed treatment.
Workers' compensation covers employees. Independent contractors need their own arrangements for occupational exposure.
General liability responds to premises injury. This is among the most frequent claims in the discipline and is often overlooked.
Only if your policy contemplates off-site work. Mobile phlebotomy needs to be disclosed, along with hired and non-owned auto.
Nerve injury, hematoma, and patient fainting injuries. Specimen mislabeling causing misdiagnosis is a less obvious but serious claim.
