Equipment breakdown covers dryers, tubs and HVAC failing internally.
A documented claim pattern, particularly with heated dryers. Confirm coverage and review your equipment protocols.
Workers' compensation responds. Bites and scratches are the leading injury in this trade.
Yes. Nicks and clipper burns are bailee claims under professional liability, not general liability.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
