Insurers and courts often require both accreditation and E&O at specified limits before accepting your work.
Yes. Appraisals relied on for tax, estate or insurance purposes carry higher damages when disputed.
Crime coverage responds to employee dishonesty; property covers burglary. High-value items may need scheduling.
Yes. Items held for examination are a bailee exposure, addressed by inland marine rather than general liability.
Valuation error. Over- or under-valuation causing a client financial loss is a pure E&O claim.
