Contractors equipment or inland marine covers owned machines. General liability doesn't.
Workers' compensation covers them. Hot asphalt burns are among the most frequent injuries in the trade.
It can. Sealer and fuel entering drains or soil falls outside general liability.
Yes. Work zone exposure raises both auto and bodily injury severity considerably.
Yes. Tracking, staining and damage to landscaping and driveways are frequent general liability claims.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
