Generally yes. Surgical ophthalmology is rated well above medical-only practice, and excess limits are common.
General liability responds to premises injuries, and impaired vision post-exam makes falls a real exposure.
Only with equipment breakdown coverage. OCT and laser systems are high value and revenue-critical, and they fail internally rather than from fire.
Yes. Eyewear sales create product liability exposure separate from your clinical malpractice.
Cataract and retinal surgery complications, and refractive surgery outcomes. Vision loss claims produce substantial damages.
