That's professional liability rather than malpractice. Advisory work outside clinical care needs to be disclosed and may need a separate form.
Usually through a license defense sublimit. Board complaints are far more common for nurses than lawsuits, so this provision matters.
Medication administration errors, failure to monitor or escalate, and documentation deficiencies. Scope-of-practice allegations are also frequent.
Not automatically. Agency coverage varies and may not follow you between assignments. Confirm before accepting placements.
Often yes. Hospital coverage protects the hospital first, shares limits with everyone, and ends with employment. It may not defend you if interests diverge.
