Disclose all services. Gel, acrylic and electric filing each carry their own claim history.
Yes. Booking systems and stored card data are breach-triggering under cyber liability.
It affects workers' compensation exposure and sometimes eligibility. Acrylic and solvent vapor is a genuine chemical exposure.
Yes. Reactions to products you apply fall under professional and product liability.
Infection following pedicures, particularly from footbath contamination. Professional liability responds.
Fraud is a crime
If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.
Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.
