Classification disputes, discrimination in placement, and wage claims. Employment practices liability responds, and frequency rises with worker volume.
Professional liability may respond to negligent credentialing allegations. Documented verification processes are your primary defense.
Almost always. Hospital and facility contracts routinely require it along with waiver of subrogation and minimum limits.
Because your placed workforce sits on your policy. Your experience modification becomes a direct pricing driver and a competitive factor in bidding.
Frequently yes, through vicarious liability. Professional liability responds, and hospital contracts usually require you to carry it at specified limits.
